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Tax Free Savings Account for First Time Buyers
The 2023 federal budget description of “tax-free in; tax-free out” succinctly summarizes the attractiveness of the FHSA, which gives prospective first-time homebuyers the ability to contribute up to $40,000 and save on a tax-free basis towards the purchase of a first home in Canada.
The FHSA combines the best features of both the registered retirement savings plan (RRSP), which is a tax-deductible contribution, and the tax-free savings account (TFSA), which is the tax-free withdrawal of all contributions, investment income and growth earned in the account when used to buy a first home.
The FHSA can remain open for up to 15 years or until the end of the year you turn 71. Any funds in the FHSA not used to buy a qualifying home by this time can then be transferred on a tax-deferred basis into an RRSP or registered retirement income fund (RRIF), or withdrawn on a taxable basis.Want to know more? Check out this great article!
RE/MAX 2022 AWARDS BREAKFAST
Roxann was presented with her 5 Year Award, as well as the Platinum Club Award for 2022.
Tammy was awarded the Platinum Club Award for 2022.
Kim was enjoying the sun in Mexico (hence the sunglasses), but she received some great news - she was recognized as one of the TOP 10 Agents in the Brokerage, along with her Chairman's Club Award for 2022.
ALL ABOUT FORECLOSURE PROPERTIES
Have you ever wondered if a foreclosure property is right for you? What it entails?
Watch Tammy's helpful video blog to find out!
Watch Tammy's helpful video blog to find out!
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"Roxann was amazing from start to finish in selling my home and helping find a great new place to call home. I took only 5 days for her to sell my home for what I was hoping for then she was fantastic in negotiating a great deal on the property that I purchased. I would highly recommend her and her team to anyone."
"Moving across provinces is not normally a very easy task, but with Tammy as our agent was astounding. We bought the house of our dreams and its all thanks to Tammy. She walked us through every step and made this big process extremely smooth for us. I cannot say enough good things about Tammy."
"Have worked with other agents over the years and have to say Kim is one of the best. She and her team were responsive, knowledgeable and made sure that all documents and questions were answered quickly and accurately. Helped us through the buying process and we were extremely impressed. HIGHLY recommend her and would use again when/if opportunity arises."
