January 2021

Home Buyer Incentive Program

Posted on Jan 27, 2021

The First-Time Home Buyer Incentive helps qualified first-time homebuyers reduce their monthly mortgage payments without adding to their financial burdens.The First-Time Home Buyer Incentive is a shared-equity mortgage with the Government of Canada. It offers:·        5% or 10% for a first-time buyer’s purchase of a newly constructed home·        5% for a first...

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How to Use Your RRSP's to Fund Your Down Payment? 

Posted on Jan 27, 2021

The Home Buyers' Plan (HBP) is a program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or buildqualifying home for yourself or for a related person with a disability. The HBP allows you to pay back the withdrawn funds within a 15-year period. You can withdraw funds from more than one RRSP as long...

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Are You Financially Ready to Buy a Home? 

Posted on Jan 27, 2021

It’s important to figure out how much you can afford to spend before you start looking for a home. Your mortgage payment will probably be the biggest expense, but there are other costs you should be aware of. You don’t want any unpleasant surprises! The more you know about your current financial situation, the more prepared you’ll be when you meet...

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Why Hire A Realtor? 

Posted on Jan 27, 2021

Whether buying or selling, the process you are involved in is very intricate and requires a variety of different professionals! One of these professionals is your REALTOR®, whose role is to make the process as easy as possible! 

                                                      

When you work with a REALTOR®, you will experience the following advantages:  1.   Ethical treatment. Every REALTOR® must a...

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